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Consumer Protection

Plan to Save Underwater Homes– Eminent Domain

In the last 7 days a considerable amount of chatter has been moving across the blogosphere about a policy proposal being floated in San Bernadino County, California to prevent the foreclosure of thousands of underwater homes in the county. In conjunction with private lender, San Bernardino county is...

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DEBT COLLECTORS ARE REALLY BULLIES WITH A TELEPHONE

Congress has recognized that consumers are entitled to be protected from illegal debt collection.  Despite enacting the Fair Debt Collections Practices (FDCPA) act in 1978 debt ...

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Info from the Consumer Financial Protection Bureau

While it may be one of the most hated Agencies in the Federal Government, the Consumer Financial Protection Bureau has provided some great information that benefits consumers.   The page contains links to information about the Read More

TAX REFUND LOANS, NOW THAT’S A BAD LOAN

Many of us are in the final push to get taxes filed and to see that refund check come in the mail.  Your Preparer may suggest that your  take a Refund Anticipation Loan or (RAL).  As a rule these loans are high cost loans that allow you to pay a premium for your money that you would get any way in a...

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