Hi, How Can We Help You?

Blog Posts

Plan to Save Underwater Homes– Eminent Domain

In the last 7 days a considerable amount of chatter has been moving across the blogosphere about a policy proposal being floated in San Bernadino County, California to prevent the foreclosure of thousands of underwater homes in the county. In conjunction with private lender, San Bernardino county is considering using its powers of Eminent Domain to take possession of underwater homes and sell them back to the homeowners at the present market value. The repurchase would be financed by the private mortgage lender.

This proposal is apparently driving the bankers nuts and they have threatened to cut off lending to citizens of the county due the financial risk. The banking industry prospective was reported today by American Banker.

Eminent Domain, the government taking private property for a public purpose in this context became a possibility as a result of the decision of the Supreme Court in  Kelo v. City of New London, 545 U.S. 469 (2005).  Whether or not this approach becomes a practical option for consumers facing foreclosure and bankruptcy is to be decided in the future.

What is certain is that the desperation of the Foreclosure crisis is a catalyst for innovative thinking.

Read More

Social Security Disability Application, Build A Foundation

The process to obtain benefits can be a long and challenging adventure even in the best of cases.  A rare medical condition, unique work history, or cracks inside SSA can all lead to your denial of benefits.  This post is the first in a series of posts about the process to obtain benefits and the fo...

Read More

NICHOLAS COUNTY’S FIRE FEUD HAS TO END

It is 9:00a.m on Friday April 27, 2012 and the present status of fire service in the county significantly below what would be demanded from the citizens.   There is a real and measurable potential for lives to be in danger in the event of a fire, car collision, Haz-Mat incident, tractor accident as ...

Read More

PTSD– Photo Essay

Yesterday Denver Post Photographer Craig F. Walker won a Pulitzer Prize for his photo essay of Iraq War Veteran Scott Ostrom who has been diagnosed with Post Traumatic Stress Disorder after multiple tours in Iraq as a Recon Marine.  The struggles of t...

Read More